If you live in Scarborough, personal injury law firms are nothing new to see when you’re driving around. Scarborough is home to Toronto’s deadliest intersections, and high traffic streets like Kennedy Road pose a threat to drivers and their families. One of the best things that you can do for yourself as a frequent commuter in the Scarborough area is to prepare for car accidents BEFORE they happen. Here are four steps you can take to get prepared for auto accidents ahead of time.
1. Call Your Insurance and Review Your Policy
Do you know exactly what you have covered and what you don’t? We all know how much we owe our insurance company come bill time every month, but a surprisingly large number of people don’t know EXACTLY what they’re covered for. If you’re unsure, call up your insurance agency and get a recap. You may learn that you’re not covered for enough. Collision insurance is a good start, but you may also want to consider investing in uninsured and under-insured driver coverage. This will help to keep you protected in the event that the other driver isn’t financially prepared to fix the problem that they created.
2. Make a Checklist for Yourself
It may seem preemptive and a bit silly at first, but having a checklist in your glove box BEFORE an accident happens can really save you in the long run. If you ever do get into an accident, you’re likely to be pretty shaken up afterwards. It’s easier than you would think to let nerves get in the way of collecting all the information you need from the other driver. Prepare a paper that lists things like name, phone number, email address, insurance information, license plate number, and any other details you’ll need to record post-accident. This will prevent you from botching future attempts to get financial aid and compensation if you do ever get injured in a car accident.
3. Take a Driving Course
Some may balk at the suggestion that they revisit driving lessons, but it’s more helpful than you would think. You may know how to operate your vehicle find during normal driving conditions, but if you have the extra money than it’s worth going to an intensive driving course. This driving courses teach you how to handle your vehicle when it’s pushed to its limits, and how to maneuver your way out of situations that would typically result in a crash. If you come into the class willing to learn, you’ll leave far more prepared than most drivers on the road and much less likely to get into an accident.
Keep a kit that has several emergency items in your car where it will be unlikely to get damaged in an accident. The kit should at least contain a disposable camera, paper, pen and pencil, and an emergency contact list in case your cellphone is destroyed or broken in the crash. Keeping a kit like this in your car will help to ensure you have everything you need at the time of an accident and won’t fall into an unprepared panic.